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Canada Pension Plan (CPP) provides retirement pension and other benefits for those who have contributed to the plan through paid employment in Canada. The amount of CPP benefit is determined by the contribution you made during the time you were employed. Canada Pension Plan retirement benefits may begin as early as age 60 or as late as 70. The CPP is adjusted for inflation every January to keep up with increases in the cost of living. You should apply for CPP at least six months before you want to receive it.
If you have contributed to the CPP for the necessary number of years, your estate may, upon application, receive a lump-sum benefit upon your death. Your legal or common-law partner may be eligible to receive a survivor's pension if he or she meets certain requirements. Your children will receive benefits until they reach age 18, or up to age 25, if they continue to attend school full-time.
Applications for Canada Pension Plan benefits are available from any federal Social Development Canada office. You can also apply online.
For further information, call the numbers listed below.
Federal Programs
For information on any Government of Canada program or service, contact Service Canada.
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