Old Age Security Pension
The Old Age Security Pension (OAS) is a federally-funded base monthly pension, paid to you once you have reached the age of 65, if you are a Canadian citizen or legal resident of Canada who meets the residence requirements. To receive OAS, you should apply at least six months before your 65th birthday or the date of your eligibility. If you live outside of Canada, you may qualify under an international agreement. For further information about the Old Age Security Pension, contact Social Development Canada.
Guaranteed Income Supplement If you are a senior living on a low income, you may be eligible for the Guaranteed Income Supplement (GIS), which provides additional money, on top of the Old Age Security Pension. To receive the GIS, you must apply by providing an application, which can be obtained from Social Development Canada. The GIS is based on your annual income, or the combined income of you and your spouse. Since your annual income can change from year to year,
you must renew the supplement each year. For most seniors, this happens automatically when you file your income tax return. If an application is required, one will be sent to you.
Allowance/Allowance for the Survivor
If you are a spouse of someone receiving OAS and GIS, you may qualify for an Allowance. You must be between 60 and 64 years of age and meet residence requirements. Your benefit will be based on the combined incomes of you and your spouse. If your spouse dies (or has died), you may receive an Allowance for the Survivor until you reach age 65, depending on your income. As your annual income may change from year to year, you must provide your income, yearly either by application or by filing your income tax return.
Federal Programs
For information on any Government of Canada program or service, contact Service Canada.
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